In the good old days they traded “My doctoring for your homemade Apple 🥧 Pie” or “ Your Potatoes for my tomatoes.” It is still that way today. Purchasing items is still a basic bartering system.
It started with pies, services and Gold bricks. Then they melted the that gold into coins. Then into paper dollar bills to trade for stuff. Then some one (🤡) invented the Credit Card which we trade for more Stuff.
Now we’re all in debt! Back then it was harder to bake a pie than flip out a credit card. You want more peace in your life?You must get out of debt.
From Healthcare, to food, to oxygen for grandpa, we need to trade Money for these life sustaining items. If this trading gets unbalanced, Houston, we have a problem. And its called Debt. 📈
We must understand our debt. We cannot deny it is there and keep spending away like a kid at Chuckee Cheese Pizza. No, no, no. We must come clean and Admit to our debt and Truly want to reduce it drastically. Realize that All the balances you owe, under your unique name, is your debt. No one elses but yours.
Food for thought: Is this really the kind of inheritance you want to leave your children? Your debt is going to hang over your head forever. Even after your gone. And then the kids will inherit it and will have to pay it off.
Just start with something simple. Like saving with groceries. You gotta start somewhere. Then the money you save on groceries can be put in a special Savings account.
Here is how you can get Cash Back on Tons of Items you buy at the grocery store anyway? It is called IBOTTA. This must be worth it because 22 Million shop with Ibotta. There are even Ibotta Fan sites. People love Ibotta.
Click here to get your $10 IBOTTA welcome bonus. And start receiving Cash back on all types of groceries, even Carrots & apples.
Another way for beginners to start investing is with a company called Acorn. It is a pretty safe stock for beginners and you may end up leaving some for the kids inheritance.
Dividends are The % of Profits huge Corporations are willing to Pay Out to Anyone who purchases some of their Dividend Paying Stocks.
When you invest in a Dividend Paying Stock, You Partake in their Profits.
When you invest in this type of stock, you are acquiring a portion of a company that somebody else built and that thousands of other people work for, and Yet You Partake in their Profits Only! Even while you sleep. Unbelievable! Yet true!
Click here to check out ACORN and Partake in the Profits of huge Corporations
Slow & Steady wins 🐢 the race against Debt. It is not a Quick fix. Be Patient & have endurance.
Here is an Honest 8 Step plan to help you get out of debt:
Step 1 – Get Mentally Tough & make a Final decision to 100% Dedicate yourself to being debt free in 5 years. Vow to never, no never slip back into Over spending. Final Decision. Period.
Step 2 – Live Simple. Be Content with everything you have Right at this moment. Truly, you do not need more stuff! Be aware that the 2nd most item polluting our Landfills are Clothes! Going green & buying used clothes is So COOL right now!
Use the old “I’m saving the ⛅️ Environment” line. “I don’t need new clothes, toys, etc… made in a pollution making factory! Using child labor or sweat shops… I’m not supporting that! “
Step 3 – Write down All your Bills you owe every month On Paper 📝 not your phone. Tape it on a wall in your Master 🚽 bathroom. Stare 😳 at it often. Don’t take it down until your debt free. Cross off the Bills you pay off.
Step 4 – Write down your net monthly income per month on top of the Monthly Bills List.🗓
Step 5 – Subtract all your Monthly bills from your net Monthly Income. Whats left? Not much! Don’t worry, that’s reality for most of us.
Step 6 – Only buy what 🛒 Groceries are on Sale! If Oreos 🍪 are on sale, then its Oreos. If Carrots are on sale, then its 🥕 carrots. If what you want is not on sale, just wait until it is. Deny Yourself… patience is a virtue!
Step 7 – Keep ONE Credit Card. Cut up ✂️ the rest… ✂️Target, ✂️Kohls ( don’t get lured in by the Kohls coupons, you don’t need more clothes! ) , Macy✂️s, ✂️visa, ✂️Capital One, ✂️Disc,over ✂️Chase, etc… Still pay them down, but you No longer have them Physically in your wallet to tempt you to Overspend.
Are you aware that you can get some Bank and Credit Card fees refunded? A company named Cushion can get you refunded fees on:
- –ATM fees, Credit card interest charges, Late fees, Monthly service fees, minimum balance fees, Overdraft fees, Wire transfer fees.
- Click here to learn with Cushion, how to get your Bank and Credit Card Fees Refunded.
Step 8 – First & Foremost! With this EXTRA 💰 Money, PAY OFF MORE of your CREDIT CARDS! Look at the monthly interest your paying.. like $150/ month! Get this down & That $150 interest is yours Every Month!
These Humongous Multi Billion Corporations are that big because of the Interest % you & I pay them! Lets keep that interest Money for our Families!
Also you can make your saved money grow by investing it for the future with a company like ACORN.
KEEP THIS UP, NEVER QUIT, & YOU WILL DECREASE YOUR DEBT REMARKABLY.
Life is a Celebration! Let’s Manage it Well!
